A payment card surcharge, also known as a checkout fee, is an additional fee that a merchant adds to a consumer's bill when he or she uses a credit card for payment. It is prohibited in 10 states and has a 4% cap.
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Cash discounts are a type of surcharge that are legal in all states and allows you to offer a discount to customers who pay with cash. A small service fee is added to all customers' orders before they are processed. When a customer pays by cash, the fee is discounted.
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